Personal Finance Apprentice

My Money Management Strategy: The Debt, Savings, and Investment Triumvirate

A personal finance blog about using financial literacy to build a better future. It gives tips on saving, banking, and investing.



My Money Management Strategy: The Debt, Savings, and Investment Triumvirate

My Money Management Strategy: The Debt, Savings, and Investment Triumvirate. The strategy for saving, investing and paying off debt.

One time while browsing the forums, I cam across a poster asking what the proper way of saving was. I thought it was an odd question. I mean, saving is saving, right? Is there a wrong way of doing it?

It turns out the poster was actually asking about managing his savings. He’s been reading up on personal finance and, like most of us, he was learning that we should have a fund for pretty much everything – emergency funds, funds for debt payment, fun funds, personal development funds, etc.

And it was a bit too much. Where do we get money for all of that? We’d have to be very rich or a very-high earner to fund all of that from just savings. And that’s where money management comes in. And in this article, I’d like to share my personal money management strategy.

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