Personal Finance Apprentice

Protect Yourself From Pretexting and Internet Fraud. These days, thieves after your money are more likely to resort to pretexting (calling with a make believe story to get your info), phishing, pharming, email spoofing, and various other cons than to use the plain, old stick'em-up routine. How do you protect yourself?

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A personal finance blog about using financial literacy to build a better future. It gives tips on saving, banking, and investing.

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The Dream of an Integrated ASEAN Economy. What exactly does this “economic integration” mean? And what can we expect from this proposed AEC in a more concrete and relatable level?

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We all want to be successful, right? But what does it really take? Richard St. John spent over 10 years interviewing over 500 of the most successful people across a wide range of industries to find out the answer. And in this 7-minute video, he tells us the 8 most common and important traits of successful people.

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A personal finance blog about using financial literacy to build a better future. It gives tips on saving, banking, and investing.

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Credit Ratings and You. There's no credit rating here in the Philippines - until now that is. The Credit Information Corporation (CiC) was created in 2008 by virtue of Republic Act. No. 9510, otherwise known as the Credit Information System Act (CISA). It is a government-owned and controlled corporation that is envisioned to be the leading provider of independent, reliable and accurate credit information in the Philippines. So what the heck does that mean?

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A personal finance blog about using financial literacy to build a better future. It gives tips on saving, banking, and investing.

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The Credit Information Corporation and You: here's a Q-and-A style run down of what we can expect.

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A personal finance blog about using financial literacy to build a better future. It gives tips on saving, banking, and investing.

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Credit Card: Points vs Rebates - Which is Better? Most credit cards let you earn points that you can exchange for rewards. Some even just give you "gifts" when you spend a certain amount (though usually that means spending a lot), But some offer rebates - letting you get money back on purchases you normally make anyway. So how do you know which card is most "rewarding"?

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